Victoria Island (Head office)
12 Adeola Odeku Street, Victoria Island
Monday to Friday, 8:00 to 16:00, and Saturday 10:00 to 14:00
Open Saturdays 24/7 ATM
Banking that listens.
Say what you need to Ada, your voice assistant. She checks it is you, does it, and the page follows along while she talks.
Ada only talks about your own accounts, so you sign in first.
Pick what fits your money.
Accounts, cards, loans and investments, all in one app, all open to Ada's questions.
Exa Current
Everyday banking with nothing to pay
₦0
monthly fee
Exa Savings
9% a year, paid every month
9%
a year, paid monthly
ExaVault
Lock it in, earn up to 21.5%
21.5%
a year over 365 days
ExaGoals
Save toward something, automatically
12%
a year
Exa Debit Cards
Tap, swipe or shop online
Free
Verve card
Exa Visa Platinum
45 days to pay, nothing extra
45 days
interest-free
ExaLoans
Borrow what you need, know what it costs
50%
of monthly salary, with ExaQuick
ExaInvest
Put your money to work
₦5,000
to start investing
Lock it in with ExaVault.
Put ₦100,000 or more away for 30 to 365 days and earn up to 21.5% a year, paid when the deposit matures.
How ExaVault works| Term | Rate a year | On ₦1,000,000 |
|---|---|---|
| 30 days | 17% | ₦13,973 |
| 90 days | 18.5% | ₦45,616 |
| 180 days | 20% | ₦98,630 |
| 365 days | 21.5% Best rate | ₦215,000 |
From ₦100,000. Interest is paid at maturity; the last column is an illustration. Liquidate early and 30% of the accrued interest is forfeited.
Meet Ada. Talk, and the page follows.
Ada is ExaBank's AI voice assistant. She knows our products, checks who you are, and helps with your own money while the screen shows what she is doing.
- 1
Sign in to your ExaBank account.
- 2
Tap Talk to Ada and allow your microphone.
- 3
Say what you need. Answer her one security question, then watch the page move.
- Reads your balances and your latest transactions
- Moves money between your own accounts, once you say yes
- Freezes and unfreezes your cards
- Sends last month's statement to your inbox
- Finds the nearest branch and books you a visit
- Shows where your money goes and how to save more
- Explains products and money basics, in English, Pidgin, Yoruba, Igbo or Hausa
- Hands you to a person whenever you ask
Ada's tips are general guidance, not personal financial advice. Powered by ORIA.
Your bank, in your pocket.
Everything on this site also lives in the ExaBank app for iOS and Android. No smartphone to hand? Dial *3922# from any phone.
iOS appAndroid app USSD *3922#
We will never ask for your PIN, OTP or password.
Not on a call, in a text or in a chat, and not from Ada either. If anyone asks, it is not us: stop, and tell us at [email protected].
Prefer a face to face?
See all 9 branchesEvery branch has a 24/7 ATM, and Ada can book your visit.
Lekki Phase 1
Admiralty Way, Lekki Phase 1
Monday to Friday, 8:00 to 16:00, and Saturday 10:00 to 14:00
Open Saturdays 24/7 ATM
Ikeja
Allen Avenue, Ikeja
Monday to Friday, 8:00 to 16:00, and Saturday 10:00 to 14:00
Open Saturdays 24/7 ATM